We support the YWCA’s mission to eliminate racism and promote peace, justice, freedom, and dignity for all.
YWCARF's sole purpose is to provide employees of participating YWCA associations with retirement benefits. We were one of the first pension plans for women, and we predate Social Security.
Did you know? We match 40% of your association's monthly retirement credit.
If your YWCA association contributes 10% per month, YWCARF will credit your account with 14% before interest.
#40Plus
A chart that shows the growth of your retirement investment over time, based on our 40% match.Take the uncertainty out of retirement planning with an annuity, an income guaranteed to last a lifetime.
YWCARF offers six monthly payment options for life, and you can elect to share your YWCA legacy with a loved one.
News & Updates
Join the YWomenVote Town Hall, September 7
With the 2024 election less than three months away, join YWCA USA's Gen Z town hall live from Philadelphia. More than 200 seats have been reserved for local YWCAs and the event will be livestreamed. Read more
August is National Make-A-Will Month
YWCA USA is kicking off #MakeAWill Month, and celebrating 165 years of empowering women, with a free online will-writing tool from FreeWill. Take 20 minutes to help ensure your values live on. Read more
Attention Admins! New YETI Features Launching Monday, July 22
Time-saving enhancements will replace forms for employee processing. Read more