Celebrating 100 years!
2025 marks the centennial of YWCARF and with it, a chance to celebrate both our legacy as one of the oldest pension plans for women and our vital supporting role in the YWCA’s mission.
We support the YWCA’s mission to eliminate racism and promote peace, justice, freedom, and dignity for all.
YWCARF's sole purpose is to provide employees of participating YWCA associations with retirement benefits. We were one of the first pension plans for women, and we predate Social Security.
Did you know? We match 40% of your association's monthly retirement credit.
If your YWCA association contributes 10% per month, YWCARF will credit your account with 14% before interest.
#40Plus
A chart that shows the growth of your retirement investment over time, based on our 40% match.Take the uncertainty out of retirement planning with an annuity, an income guaranteed to last a lifetime.
YWCARF offers six monthly payment options for life, and you can elect to share your YWCA legacy with a loved one.
News & Updates
A Message from Elliott Buchholz, CEO
We would like to remind YWCA Retirement Fund participants that our plan is built to withstand short-term volatility. Read more
YWConnect Rescheduled for May 6
Due to travel conflict with the National Leadership Meeting, the next YWConnect has been scheduled for May 6, 3 PM EST. YWCA USA CEO Margaret Mitchell will lead the 60-minute session. Read more
Until Justice Just Is Kickoff Meeting, February 20
You're invited! Join YWCA USA's online intro to this year's theme, Equity in Action: Exposing Myths and Redefining Justice. Register now for Thursday, February 20 at 3 PM EST. Read more