Coming soon to YWCARF: new self-services features to assist you in managing your account.

Coming soon to YWCARF: new self-services features to assist you in managing your account.

Coming soon to YWCARF: new self-services features to assist you in managing your account.

Secure Retirement for a Career of Service

We support the YWCA’s mission to eliminate racism and promote peace, justice, freedom, and dignity for all.

YWCARF's sole purpose is to provide employees of participating YWCA associations with retirement benefits. We were one of the first pension plans for women, and we predate Social Security.

Did you know? We match 40% of your association's monthly retirement credit.

If your YWCA association contributes 10% per month, YWCARF will credit your account with 14% before interest.

#40Plus

A chart that shows the growth of your retirement investment over time, based on our 40% match.

News & Updates

April 12, 2021

Don't Miss "Addressing Racism as a Public Health Crisis," April 22 

Register today for YWCAUSA's kickoff of the 2021 #StandAgainstRacism campaign, with a conversation about advancing racial equality through a public health lens.

April 02, 2021

Have you registered to #StandAgainstRacism yet?

Join the 15th annual SAR campaign to help YWCA take a stand against racism today and every day.

March 18, 2021

Our New Retirement Estimator Is Here! 

Our updated tool helps you predict your future retirement benefit, and measure the impact of the contributions you are making today.