Is your contact information up to date? Contact us at 1-800-222-4738 to keep our records accurate, and to ensure that you don't miss any correspondence about your YWCARF account.

Is your contact information up to date? Contact us at 1-800-222-4738 to keep our records accurate, and to ensure that you don't miss any correspondence about your YWCARF account.

Is your contact information up to date? Contact us at 1-800-222-4738 to keep our records accurate, and to ensure that you don't miss any correspondence about your YWCARF account.

Secure Retirement for a Career of Service

We support the YWCA’s mission to eliminate racism and promote peace, justice, freedom, and dignity for all.

YWCARF's sole purpose is to provide employees of participating YWCA associations with retirement benefits. We were one of the first pension plans for women, and we predate Social Security.

Did you know? We match 40% of your association's monthly retirement credit.

If your YWCA association contributes 10% per month, YWCARF will credit your account with 14% before interest.

#40Plus

A chart that shows the growth of your retirement investment over time, based on our 40% match.

News & Updates

May 03, 2021

Virtual Capitol Hill Day, June 17 2021 

Let's shift the energy from Stand Against Racism to Virtual Capitol Hill Day (CHD)! Join YWCA leaders to drive concrete change and advocate for Congress to declare racism a public health crisis.

April 20, 2021

Meet This Month's Featured YWCARF Participant

Nora Karena turned a close personal connection with YWCA Seattle into an inspiring career, and now, a dream fulfilled.

March 18, 2021

Our New Retirement Estimator Is Here! 

Our updated tool helps you predict your future retirement benefit, and measure the impact of the contributions you are making today.