Is your contact information up to date? Get in touch with us at 1-800-222-4738 to keep our records accurate, and to ensure that you don't miss any correspondence about your YWCARF account.

Is your contact information up to date? Get in touch with us at 1-800-222-4738 to keep our records accurate, and to ensure that you don't miss any correspondence about your YWCARF account.

Is your contact information up to date? Get in touch with us at 1-800-222-4738 to keep our records accurate, and to ensure that you don't miss any correspondence about your YWCARF account.

Secure Retirement for a Career of Service

We support the YWCA’s mission to eliminate racism and promote peace, justice, freedom, and dignity for all.

YWCARF's sole purpose is to provide employees of participating YWCA associations with retirement benefits. We were one of the first pension plans for women, and we predate Social Security.

Did you know? We match 40% of your association's monthly retirement credit.

If your YWCA association contributes 10% per month, YWCARF will credit your account with 14% before interest.

#40Plus

A chart that shows the growth of your retirement investment over time, based on our 40% match.

News & Updates

June 15, 2021

YWCA Celebrates Juneteenth 

Join the June 19 celebration of the oldest national commemoration of the ending of slavery in the United States. Educate your followers by downloading the Juneteenth social media toolkit today.

May 20, 2021

First-Phase Rollout of YWCARF Self-Service Underway!

Participants will receive a letter via postal mail in the coming weeks with instructions on how to complete the registration process.

May 17, 2021

YWCA USA Loan Program 

The application process is open for the second round of no fee, no interest loans to the YWCA network to cover overhead or programmatic costs. Apply today!