Secure Retirement for a Career of Service

We support the YWCA’s mission to eliminate racism and promote peace, justice, freedom, and dignity for all.

YWCARF's sole purpose is to provide employees of participating YWCA associations with retirement benefits. We were one of the first pension plans for women, and we predate Social Security.

Did you know? We match 40% of your association's monthly retirement credit.

If your YWCA association contributes 10% per month, YWCARF will credit your account with 14% before interest.


A chart that shows the growth of your retirement investment over time, based on our 40% match.

News & Updates

August 08, 2022

Registration for YWCA Madison's 2022 Racial Justice Summit Is Open 

Sign up for "Weaving Our Pasts, Presents and Emergent Futures for Racial Justice and Co-Liberation" from September 28-30. Read more

August 01, 2022

2022 Week Without Violence Launches August 15 

Learn about this year's theme, Centering Survivors, and look out for info on registration, the merch store, and media toolkits. Read more

July 15, 2022

Register Now! Marketing & Communications Office Hour on Influencer Marketing 

Join YWCA USA and special guest Jack Ladd, of Battleaxe Digital, to discuss best practices for the ever-evolving world of influencer marketing. Read more