Celebrating 100 years!
2025 marked the centennial of YWCARF and with it, a chance to celebrate both our legacy as one of the oldest pension plans for women and our vital supporting role in the YWCA’s mission.
We support the YWCA’s mission to eliminate racism and promote peace, justice, freedom, and dignity for all.
YWCARF's sole purpose is to provide employees of YWCAs throughout the USA with retirement benefits. We were one of the first pension plans for women, and we predate Social Security.
Did you know? We match 40% of your association's monthly retirement credit.
If your YWCA association contributes 10% per month, YWCARF will credit your account with 14% before interest.
#40Plus
A chart that shows the growth of your retirement investment over time, based on our 40% match.Take the uncertainty out of retirement planning with an annuity, an income guaranteed to last a lifetime.
YWCARF offers six monthly payment options for life, and you can elect to share your YWCA legacy with a loved one.
News & Updates
Until Justice Just Is Kickoff Meeting, February 11, 3 PM EST
This year’s UJJI theme is Democracy in Progress: Voting Rights at 250. It recognizes the dedication of those who have worked to advance and defend the most fundamental tool of democracy. Read more
Website Management Webinar, January 28, 12 PM EST
Kickstart the new year with best practices for managing a local YWCA website in 2026. Using the YWCA Squarespace platform, learn how to increase engagement, accessibility, and mission alignment. Read more
Join YWCA USA's Public Policy & Advocacy/Network Meeting, December 16
Tune in from 3 - 4 PM for important updates, calls to action, and a preview of what to expect in 2026. P Read more