Overview

    Mission

    The sole purpose of the YWCA Retirement Fund is to ensure income in retirement for employees of participating YWCA Associations.

    Fund Design

    YWCARF operates as a non-profit, tax-exempt organization and provides a cash balance defined benefit pension plan. The plan is qualified under section 401(a) of the Internal Revenue Code and is governed by ERISA. Its assets are held in trust with JP Morgan Chase Bank, N.A.

    The Fund sponsors The Young Women's Christian Association Retirement Fund, Incorporated Plan Document (the "Plan"), which is qualified under Section 401(a) of the Internal Revenue Code and is governed by ERISA. The Plan is a cash balance defined benefit pension plan. The Plan assets are held in trust with JP Morgan Chase Bank, N.A., as Custodial Trustee, and the Plan benefits are paid from this trust.