Participant Education

    Two Simple Steps to YWCARF Enrollment

    YWCA employees become eligible after working 1,000 hours a year for one, or two, years.

    Your Guide to Personal Savings

    Learn more about optional Fund contributions and the YWCA National 403(b) plan.

    A Lifetime of Certainty: Annuities

    Explore your Fund options for a secure retirement income for life.

    How to Register Your Online Account

    Get easy access to your balances and a host of features to help you manage your account. Here's how.

    Understanding Your Online Transaction History

    The Transaction History screen provides an online summary of your YWCARF account

    Our Best-Kept Secret: The 40% Match

    We match 40% of your YWCA association's monthly retirement credit. Here's how it works.